Joint Accounts.

   One of the wisest things we have to do is, that whenever we open an account we should open it in a joint name, that is to say in the name of yourself and your wife or your mother etc.

   This will avoid the problems that may arise in some tragic event.  We should also inform our partner about the joint account.  

   But there are some salient features while investing.

1. Never trust anyone including close relatives, as they may be change their color at any times.

2. Never give the amount or bank challan or ask any unknown persons like helper to visit the bank.  The transactions must be  do it yourself exercises.

3. Do not boast about yourself.  Everyone know about ourself only through us.  Not through other means.  Keep shut about yourself.

4. Do not keep all the eggs in one basket.  Have several banks, several means to invest.